445 N 61st St, Philadelphia, PA 19151

Property Description

Welcome to 445 N 61st Street! Offered at $219,900, this renovated three-bedroom, one-full-bath home in Haddington, West Philadelphia, combines inviting finishes, outdoor space, and basement potential. Move-in ready with room to personalize, enjoy the improvements today while planning your next chapter. Contrasting exterior trim, a distinctive upper bay, and a covered front porch create welcoming curb appeal. Enjoy morning coffee or a relaxed evening on the porch overlooking the fenced front yard. The enclosed front area offers space for container gardening and decorative touches, ready for your personal touches. Inside, wood-look flooring, neutral walls, and white trim provide a coordinated backdrop for your furnishings. A front window adds natural light; a ceiling fan with a light adds comfort. Dark metal staircase railings provide contrast, and the connected main living spaces offer room to gather, entertain, or unwind. The updated kitchen features white cabinetry with contrasting hardware, wood-look countertops, and a tile backsplash. A gas range, over-the-range microwave, and refrigerator complement the space. The window above the sink brings in natural light, with storage and counter space for meal preparation. Wood-look flooring continues through the kitchen, and an exterior door provides access outside. Three bedrooms offer flexibility for sleeping space, guests, a home office, or hobbies. The home includes one full bathroom and a Pittsburgh toilet in the basement. This additional basement fixture presents an opportunity to explore installing a full bathroom and finishing the basement to the owner's preferred layout and style. Picture a recreation room, workout area, or hobby space. The West Philadelphia location offers access to SEPTA's nearby 60th Street Station on the Market-Frankford Line (L), connecting you to University City, 30th Street, Center City, and 69th Street Transit Center. Connect to employment centers, universities, and regional transportation. Explore the possibilities of homeownership with an FHA loan requiring as little as 3.5% down for qualified buyers. Program eligibility, funding, and property approval must be confirmed with your lender. This location also qualifies for DOWN PAYMENT AND CLOSING COST ASSISTANCE for eligible buyers, potentially reducing the cash needed to purchase. An estimated monthly payment of $1800-$1900 includes PITI. Actual payments depend on loan terms, taxes, homeowners insurance, and FHA mortgage insurance; obtain a personalized lender quote. Compare ownership costs with your YEARLY INCREASING RENT and purchase goals. With three bedrooms, renovated interiors, a covered porch, a fenced front yard, and basement possibilities, 445 N 61st Street is ready for your next move. Contact your agent to schedule a showing!